Privacy Policy

Privacy Policy

This Privacy Policy (the “Policy”) describes the information MCA Debt Pros (“MCA Debt Pros,” “we,” “our,” or “us”) collects from or about you, including through this website (“Site”) or any MCA Debt Pros–owned website (collectively, our “Sites”), via telephone, and in person, in connection with the business debt relief products and services MCA Debt Pros provides (“Services”). It also describes how we may use, share, and safeguard the information we collect.

SMS opt-in and phone numbers collected for communication purposes will not be shared with third parties or affiliates for marketing purposes.


What Information We Collect

Information You Manually Provide

When you create an account, interact with us through the Site, by telephone, or in person, use our Services, or otherwise use or visit the Site, we may collect personal information—information that identifies you personally, alone or in combination with other information available to us.

This may include your name, contact information, date of birth, Social Security number, financial and credit history, and credit card or other debt information. In certain instances, you provide personal information to us directly or choose to provide such information. For example, you may submit personal information through a form on this Site and consent to receive communications from us. Consent to receive communications is required to submit a form.

Not all form fields are required; however, fields necessary to provide Services or assistance are mandatory. We may also automatically collect information as you use our Site through cookies or other technologies.


Information from Your Mobile or Tablet Device

If you access our Site through a mobile or tablet device, we may automatically collect certain information, including:

  • Device type
  • Unique device ID
  • IP address
  • Operating system
  • Browser type
  • Usage data related to how you interact with our Site

More About IP Addresses

An IP address is an identifier assigned to your device when accessing the Internet. While IP addresses do not directly identify you by name, in some cases they may be used to identify individuals. If we suspect inappropriate, unlawful, or harmful activity, we may share server logs containing IP addresses with appropriate authorities.


Cookies and Other Technologies

Cookies are small files placed on your device when you visit a website. Session cookies expire when you close your browser, while persistent cookies remain stored for future visits. Our Site and emails may also contain web beacons or similar technologies to collect usage statistics.

We use these technologies to:

  • Understand how visitors use our Site
  • Improve Site functionality and user experience
  • Remember previously entered information

We do not collect directly identifiable personal information through cookies alone, but cookie data may be linked to personal information you provide.

You can control cookies through your browser settings. Disabling cookies may limit certain Site features.


Third-Party Cookies and Internet-Based Advertising

We may use third-party analytics tools, such as Google Analytics, to understand Site usage. Other third parties may place cookies to track online behavior and deliver targeted advertisements.

You may opt out of certain tracking technologies through your browser or third-party tools. If you do not actively opt out, cookies may be placed on your device by default.


How We Use Your Information

We use personal information to:

  • Provide and improve our Services
  • Administer, customize, and maintain the Site
  • Manage transactions and accounts
  • Communicate with you
  • Fulfill legal and contractual obligations
  • Conduct research and analysis
  • Enforce our rights and prevent fraud

Additional uses may be disclosed at the time information is collected.


Click-Through Agreements

Certain Site features may require acceptance of additional terms (“click-through agreements”). If such terms differ from this Policy, the click-through terms will apply to those specific features.


Your Choices

Access, Updates, and Deletion

Upon request, we will remove or update personal information associated with your use of the Site, subject to legal and operational requirements. Removal may limit your ability to access certain features.

Email Marketing Opt-Out

You may opt out of marketing emails at any time by using the “unsubscribe” link or contacting us directly.

Do Not Track Signals

At this time, we do not guarantee that we will respond to browser “Do Not Track” signals.


Safeguarding Your Information

We maintain reasonable administrative, physical, and technical safeguards to protect your personal information. However, no system can be guaranteed 100% secure.


How We Share Your Information

  • Business Transactions: In the event of a merger, sale, or reorganization, personal information may be shared under confidentiality protections.
  • Social Media Platforms: If you choose to interact with third-party social platforms, your activity may be visible to others.
  • Aggregate or De-Identified Data: We may share non-identifiable data for analytics or marketing purposes.
  • As Disclosed: We may share information as described in privacy notices or agreements you accept.
  • Creditors: Information may be shared with creditors to assist in debt relief or restructuring programs.

We retain personal information as necessary to provide Services, comply with legal obligations, resolve disputes, and prevent fraud.


Children’s Online Privacy

This Site is not intended for individuals under 18 years of age. If a parent or guardian believes a minor has submitted personal information, please contact us.


Links to Other Websites

Our Site may contain links to third-party websites. MCA Debt Pros is not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before providing information.


California Privacy Rights

California residents may request information regarding personal data shared for direct marketing purposes (“Shine the Light” requests). Requests may be made annually at no charge.

California residents under 18 may request removal of content they have posted.


Jurisdiction

This Site and Services are operated in the State of Florida, USA. By using the Site, you consent to the collection and processing of information in the United States, where data protection laws may differ from those in your jurisdiction.


Contact Us

If you have questions about this Policy or wish to exercise your privacy rights, please contact us:

📧 info@mcadebtpros.com
📞 (213) 786-5720

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